Finance & Mortgages
Finance & Mortgages: September 2026
Mortgage registrations and values, gifts, valuations and the housing component of consumer prices.
- Mortgage registrations, September 2026
- 3,881
- +6.5% vs the same month last year
- Mortgage value (AED bn)
- 16.8
- +40.5% vs the same month last year
- Median mortgage value (AED)
- 1,480,000
- Mortgages per 100 sales
- 33.8
- mortgage registrations relative to sales in the same month
- Gifts
- 796
- 4.3 bn AED
- Valuations
- 537
- median value 5,053,845 AED; -18.9% vs the same month last year
- Consumer prices, housing, August 2026
- 114.06
- +6.7% vs the same month last year (base 2024 = 100)
Mortgages by procedure, September 2026
| Procedure | Count | Value (AED m) | Median (AED) |
|---|---|---|---|
| Mortgage Registration | 2,980 | 9,856.0 | 1,439,250 |
| Delayed Mortgage | 467 | 946.6 | 1,344,000 |
| Modify Mortgage | 168 | 3,732.2 | 3,143,250 |
| Mortgage Pre-Registration | 84 | 143.2 | 1,326,722 |
| Development Mortgage | 55 | 166.1 | 832,000 |
| Lease Finance Registration | 42 | 141.3 | 1,915,000 |
| Lease to Own Registration | 40 | 89.7 | 1,310,000 |
| Portfolio Mortgage Registration | 19 | 955.9 | 22,302,450 |
| Modify Development Mortgage | 15 | 547.0 | 11,000,000 |
| Lease to Own Modify | 3 | 8.7 | 1,760,000 |
| Lease Finance Modification | 3 | 72.4 | 1,960,000 |
Valuations by property type, September 2026
| Property type | Valuations | Median value (AED) |
|---|---|---|
| Land | 346 | 18,000,000 |
| Unit | 179 | 2,029,778 |
| Building | 12 | 2,247,763 |
Mortgages, gifts and valuations, last 12 months
| Month | Mortgages | Mortgage value (AED bn) | Gifts | Valuations | Mortgages per 100 sales |
|---|---|---|---|---|---|
| September 2026 | 3,881 | 16.8 | 796 | 537 | 33.8 |
| August 2026 | 3,489 | 15.1 | 630 | 424 | 28.7 |
| July 2026 | 4,040 | 17.2 | 764 | 477 | 28.9 |
| June 2026 | 3,031 | 10.5 | 1,012 | 411 | 22.0 |
| May 2026 | 2,410 | 17.6 | 737 | 274 | 23.1 |
| April 2026 | 3,382 | 14.6 | 703 | 401 | 24.0 |
| March 2026 | 2,972 | 11.6 | 474 | 306 | 21.5 |
| February 2026 | 3,564 | 16.0 | 748 | 525 | 20.9 |
| January 2026 | 3,615 | 32.6 | 826 | 558 | 21.4 |
| December 2025 | 3,456 | 16.8 | 685 | 409 | 18.0 |
| November 2025 | 3,876 | 14.9 | 758 | 562 | 20.7 |
| October 2025 | 4,001 | 16.0 | 1,061 | 744 | 20.3 |
| Mortgages | Gifts | |
|---|---|---|
| 2025-10 | 4,001 registrations | 1,061 registrations |
| 2025-11 | 3,876 registrations | 758 registrations |
| 2025-12 | 3,456 registrations | 685 registrations |
| 2026-01 | 3,615 registrations | 826 registrations |
| 2026-02 | 3,564 registrations | 748 registrations |
| 2026-03 | 2,972 registrations | 474 registrations |
| 2026-04 | 3,382 registrations | 703 registrations |
| 2026-05 | 2,410 registrations | 737 registrations |
| 2026-06 | 3,031 registrations | 1,012 registrations |
| 2026-07 | 4,040 registrations | 764 registrations |
| 2026-08 | 3,489 registrations | 630 registrations |
| 2026-09 | 3,881 registrations | 796 registrations |
| Housing, water, electricity, gas | All items | |
|---|---|---|
| 2025-09 | 107.4 index (2024 = 100) | 103.33 index (2024 = 100) |
| 2025-10 | 107.85 index (2024 = 100) | 103.99 index (2024 = 100) |
| 2025-11 | 108.26 index (2024 = 100) | 103.81 index (2024 = 100) |
| 2025-12 | 108.62 index (2024 = 100) | 104.54 index (2024 = 100) |
| 2026-01 | 111.69 index (2024 = 100) | 104.94 index (2024 = 100) |
| 2026-02 | 112.29 index (2024 = 100) | 104.82 index (2024 = 100) |
| 2026-03 | 112.78 index (2024 = 100) | 105.79 index (2024 = 100) |
| 2026-04 | 113.14 index (2024 = 100) | 107.15 index (2024 = 100) |
| 2026-05 | 113.46 index (2024 = 100) | 107.69 index (2024 = 100) |
| 2026-06 | 113.68 index (2024 = 100) | 108.13 index (2024 = 100) |
| 2026-07 | 113.88 index (2024 = 100) | 108.24 index (2024 = 100) |
| 2026-08 | 114.06 index (2024 = 100) | 108.57 index (2024 = 100) |
3,881 mortgages worth 16.8 bn AED were registered in September 2026 (+6.5% vs the same month last year), 33.8 for every 100 sales.
The housing component of consumer prices stood at 114.06 in August 2026, +6.7% year on year; the all-items index changed by +5.5%.
Method
Mortgages and gifts: registered transactions in the mortgage and gift groups by registration date, all procedures of each group. Valuations: valuation records by date. Consumer prices: monthly index, base year 2024. Every figure is an aggregate of at least 3 records; smaller groups are shown as – or left out. No company, person or project names are published.
Source
Source: Dubai Land Department and other Dubai Government open data, published on Data.Dubai, used under the Dubai Open Data Licence 1.1. Analysis and figures by Zolia. Zolia is not affiliated with or endorsed by any government entity.